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Don’t let the cost of college get in the way of your goals. We’re here to help you figure out how to make college more affordable. Our Financial Aid experts can help you find different ways to get money for school – some of which you don’t have to pay back! They’ll also help you apply for financial aid as you work toward your degree, diploma, or certificate. 

Check Your Eligibility

To receive most types of Financial Aid, you must meet the following requirements:

Check Your Eligibility

  • Be enrolled in an eligible undergraduate program of study
  • Meet one citizenship criteria
  • Have a valid Social Security number
  • Certify that you are not in default on a federal student loan and do not owe money on a federal student grant
  • Certify that you will use federal student aid only for educational purposes

Apply for Financial Aid

The first step in applying for financial aid at Johnston Community College (JCC) is to complete the Free Application for Federal Student Aid (FAFSA).  Federal and State Aid are available to eligible students. 

There are three ways to complete your FAFSA: 

Apply online to speed up processing and access important financial aid tools. Be sure to choose the FAFSA for the correct academic year.

To file online, both students and parents need an FSA ID to sign the application. Keep your FSA ID safe—you’ll need it for updates or future aid.

Need help? Visit the Student Success Center—no appointment needed. Allow at least 45 minutes to complete your FAFSA.

Apply by the priority deadline to avoid delays. If you apply late, you may need to pay up front or set up a payment plan in Self Service. If you're later awarded aid, you’ll be reimbursed during the semester. If not, you’re responsible for all charges.

Alternative/Private Loans

JCC recommends that a student’s first step is to apply for federal and state financial aid by completing the Free Application for Federal Student Aid (FAFSA) at studentaid.gov. Alternative loans are recommended only as a last resort.

What You Need to Know

Submit your FAFSA and any requested paperwork. Processing takes about 2–3 weeks once all paperwork is received.

Research lenders carefully — JCC does not maintain a preferred lender list.

Visit the Private Student Loans page or FinAid.org for help evaluating options.

Verify each lender’s requirements for

Credit hours

GPA

Satisfactory academic progress,

Credit rating

Co-signer policies.

After your lender requests certification, JCC will certify your loan up to your cost of attendance minus other aid received.

JCC is not responsible for lender timelines or customer service.

Your lender should provide this form. If not, you can download a copy of the PDF.

You’ll need:

Other Awarded Financial Aid info: Log in to Jaguar Portal Guard → Self-Service → Financial Aid Self-Service.

Budget info (see below)

Cost of Attendance
Dependent / Independent
Enrollment Period Enrollment Period
$17,625 / $26,134 Fall 2025 and Spring 2026 08/15/2025 - 05/11/2026
$8,812 / $13,067 Fall 2025 ONLY 08/15/2025 - 12/11/2025
$8,812 / $13,067 Spring 2026 ONLY 01/12/2026 - 05/11/2026
$5,430 / $8,131 Summer 2026 ONLY 05/20/2026 - 07/29/2026

Disbursements: For two-semester loans, funds are split in half per semester

Tuition, fees, and books may be charged against your loan if processed and approved before the payment deadlines.

Cancellation period: Federal law gives you 3 business days after receiving the Loan Consummation Disclosure Statement to cancel your private loan.

Types of Federal Financial Aid 

Federal Pell Grant


Helps undergraduate students with financial need. Your Student Aid Index (SAI) determines your eligibility and award amount. Grants are adjusted based on enrollment status (full- or part-time).

Federal Supplemental Educational Opportunity Grant (FSEOG)

Awarded to students with the highest financial need. Funds are limited and given on a first-come, first-served basis.

Federal Work-Study

Offers part-time campus jobs to students with financial need. Work up to 20 hours/week and get paid monthly.

 

State Aid, Scholarships, and Grants

 

Need to Know More?